WHAT WE’RE THINKING & SEEING

Knowing you’re very busy and bombarded with messages, we’ll keep our comments and observations short. If you want more detail, please don’t hesitate to ask us questions

Mitigating Cybersecurity Risk Amid The Coronavirus Outbreak

Over the past few months the coronavirus pandemic has drastically transformed the way we live and work, with many businesses being forced to abruptly shift operations due to stay at home orders. As of April 2020, more than 300 million people in the United States were placed under state or local directives to stay at […]

You’ve Got Mail – The New Department of Labor Electronic Delivery Regulations

Plan sponsors and participants have won a significant victory in the effort to maintain access and transparency with respect to benefits communications. The finalized rule, entitled “Default Electronic Disclosure by Employee Pension Benefit Plans under ERISA” was released on May 21, 2020, to almost universal acclaim. To quote from the Summary of the release: “The […]

2020: A Stunning First Four Months!

As the following performance data of the S&P 500 attests, the recent rally in stock prices has been a gift! Three events account for the S&P 500’s spectacular recovery. 1. Massive fiscal and monetary support for credit markets, companies and the economy. 2. Hope for the continued progress in taming the coronavirus pandemic, especially the […]

Operations Update: Working from Home

The past several emails from NWCM to clients have focused on the pandemic and on the bear market. Staff have been getting an extra hour or two of sleep lately with the recent market rally. (Hopefully, clients have been sleeping better, too!) In the near future, client emails will most likely revert to our thoughts […]