WHAT WE’RE THINKING & SEEING

Knowing you’re very busy and bombarded with messages, we’ll keep our comments and observations short. If you want more detail, please don’t hesitate to ask us questions

Market Volatility and Your Retirement Plan

As market volatility continues, we understand that you may have feelings of uncertainty. These emotions are perfectly normal. Seeing your investment accounts decline in value can be unnerving, even to the most experienced investor. During these difficult periods, it’s critical to maintain perspective and focus on the actual long‐term timeline. Depending on where you are […]

Cryptocurrency and Defined Contribution Plans: Action Items for Plan Sponsors

Overview Cryptocurrency (or “crypto”) is coming whether we like it or not. That doesn’t mean it has to be in your retirement plan today, or, perhaps, any time soon – or ever. Crypto is a term used to describe “digital assets” including “tokens,” “coins,” “crypto assets,” and other derivatives. It can be a useful tool […]

Market Overview 1Q22

Three months ago, the economy was robust. COVID was less lethal, and the global re-opening was exuberant. U.S. consumers were clamoring for domestic travel, houses, furniture, and automobiles. Wages were up 5.4% in 2021, the highest in 20 years, and GDP climbed to $24 trillion, a 5.5% increase after adjusting for inflation. (Click the image […]

Plan Legislative and Regulatory Update 1Q22

On March 29th, the House of Representatives passed The Securing a Strong Retirement Act, H.R. 2954, also known as the SECURE Act 2.0.1 It builds on 2019’s SECURE Act and passed the House with a bipartisan 414-5 vote. (Click the image below to download a PDF copy and for clickable links.)