Knowing you’re very busy and bombarded with messages, we’ll keep our comments and observations short. If you want more detail, please don’t hesitate to ask us questions

Plan Legislative and Regulatory Update 4Q22

On December 23rd, Congress officially passed the SECURE 2.0 Act of 2022 as part of the $1.7 trillion Consolidated Appropriations Act (“CAA”) of 2023. SECURE 2.0 was comprised of three previously proposed bipartisan retirement bills, including the EARN Act and the RISE & SHINE Act. (Click the image below to download a PDF copy and […]

Market Summary 4Q22

Return of the Old Normal The year 2022 was singularly difficult for both bonds and stocks. As the graph indicates, there were a number of key events that could be called out as the catalysts for this strain on the markets. (Click the image below to download a PDF copy and for clickable links.)

Market Summary 3Q22

The Fed: Eye of the Storm While the Ukraine crisis continues to complicate energy supplies and prices, especially in Europe, and milder coronavirus variants cause deaths in the U.S., the primary driver of short-term economic events has been the Federal Reserve (“The Fed”). (Click the image below to download a PDF copy and for clickable […]

Plan Legislative and Regulatory Update 3Q22

On August 3rd, the IRS released Notice 2022-33. The Notice extends plan amendment deadlines which required plan documents to comply with the Setting Every Community Up for Retirement Act of 2019 (“SECURE Act”) and the relief for 2020 required minimum distributions (RMDs) under the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”). (Click the […]